The book deals with the dynamics and the conditions of the access to loan financing for small and medium-sized enterprises in the light of the new obligations and changes induced by the New Capital Accord Basel 2. This book realized within the “Business vs Basel 2” Project (acronym “B3”) and financed by the Leonardo da Vinci Community Vocational Training Action Programme – Second Phase, deals with the topic of the access to credit for SMEs related to the new knowledge, competences and abilities requirements and the changes induced by Basel 2. These changes are required in order to allow enterprises to have access to credit and to give banks the chance to evaluate enterprises not only on the basis of financial and patrimonial criteria. Therefore, the book deals with this topic from several points of view like the credit, its history and its situation in Italy and Europe, Basel 2 and its evaluation rules, the requirements and updating strategies of the parties involved in the Accord. The book also describes how the B3 Project works and what kind of results it has obtained. Of course the actual world crisis, which is threatening the economic situation of several banks, is not ignored in this book but it particularly considers the “procyclic distortion”, which is produced by Basel 2, and which increases the risk of a deflationary spiral. Even if these events are producing a process revision of the Capital Accord, this book underlines a not negligible privilege of Basel 2: to consolidate the “credit culture” which is a very important paradigm for the relationship between banks and enterprises. Thanks to this paradigm, in the last years, are emerged a set of requirements about the professional updating, both in the entrepreneurial world and in the banking sector. Therefore, considering the new requirements, this book is addressed to the entrepreneurial class and to the banking figures who are involved in the changes induced by Basel 2. Moreover the book is addressed to the education and training experts in the light of the innovative methodologies and the education techniques implemented by the B3 project.